Yeah, I haven't talked about the guy/girl phenomenon for a couple of weeks, so I'll get right back to my endless rant.
Here's something that completely confuses me, and I kind of want some feedback on it.
I'm going to give you a personal account of something that's happening in my household, and things that you might do to resolve it, ok?
I'm terrible, and I do mean TERRIBLE with money. Sure, there are times where I can save up enough when it's a short-term goal. But budgeting and keeping to it? Nah, not so much.
My wife, on the other hand, is a budgeting genius. She can plot and plan each payment out to the last penny before even glancing at the checkbook balance.
As I've posted in my profile, we're getting ready to take my kids to Disneyland here next month. Because of this, we really need to save up some cash to take along with.
I remind the wife, she nods. I trust it will get done. She's the budgeting wizard, after all!
Um.. It hasn't happened yet.
Now we're by no means hurting in the paycheck department. We both make enough to comfortably live. Yet with the slow economy, sales have dropped, so work at my warehouse is thinning. This cuts back on the overtime I could count on, as well as giving me opportunities to leave early. Yeah, I know I shouldn't take them (and I've been good lately about staying!) but when there's a chance of getting out of here with my sanity somewhat intact for the day, I jump at it before it gets a chance to make a break for it!
Still, even with these issues, we make enough to more than cover our bills, and stay well off.
Where does the cash go?
Do I take into account the need for replacing clothes the kids wear out?
How about the sundries like dishwashing detergent and such?
More than likely, no.
So where do I get off complaining about this?
Maybe it's the fact that even though I completely SUCK at budgeting, I'd still like to be kept involved in our family's finances. To know where the money's going. To know how much (or how little) we do (or don't) have.
Is that asking too much?